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Providing People With Big Dreams With The Belief That Those Dreams Are Worth Pursuing

The Impact of the Transfer of Generational Wealth

The transfer of generational wealth is not just about money changing hands. It is about responsibility, legacy, and vision. Families that approach it with intention have the chance to build something lasting — not just for their heirs, but for their communities and for society.

We are living during one of the largest financial shifts in history — the transfer of generational wealth. Over the next two decades, trillions of dollars are expected to pass from older generations, particularly Baby Boomers, down to their children and grandchildren. 

On the positive side, families will have the chance to strengthen financial security for their children and grandchildren. Wealth passed down responsibly can create stability across generations. 

But there are risks, too. Most family wealth does not survive beyond the second or third generation. Why? Often, it’s due to lack of financial education, poor planning, family conflict, or simple overspending. 

This means planning is not optional, it is essential. It means educating the next generation, aligning financial decisions with family values, and building structures — wills, trusts, and clear estate plans — that can safeguard assets and reduce conflict.



Reffsin Financial Celebrates Women's History Month

March is here, and with it, Women's History Month. For Reffsin Financial, this month (and all others) is a constant reminder of why we do what we do--which is providing women with big dreams and the belief that those dreams are worth pursuing.

These women fought through systematic barriers to accomplish their goals and opened doors for others to do the same.

In honor of Women’s History Month, we celebrate these women and the impact they have had in making it possible for people to live financially successful and fulfilling lives. 


We invite you to join us for a free consultation.

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Shari Reffsin



Shari Reffsin

CFP® Professional, CDFA™, CLTC. Certified Financial Planner

Shari@ReffsinFinancial.com


A Note from Shari

Right now, the United Nations is hosting CSW70 — the 70th session of the Commission on the Status of Women — one of the largest global forums dedicated to gender equality and women's rights. This year's theme is ensuring access to justice for all women and girls, and world leaders, diplomats, and advocates from across the globe have gathered at UN Headquarters here in New York to make that happen. And my daughter Amanda is right in the middle of it all.


As Strategic Relationships Director for Asia and the Middle East for the NYC Mayor's Office for International Affairs, Amanda is the lead for her office on CSW. That means she's the one coordinating New York City's engagement with Permanent Missions, Consulates, and the United Nations throughout this two-week session, connecting the City to the international community at the highest levels. She has always been driven by a belief that equity and justice aren't just ideals. They're things you must build, policy by policy, partnership by partnership. We are very proud of Amanda and her dedication to women’s rights.” 


In conjunction with Women’s History Month, Reffsin Financial strongly supports all efforts and those who are advocating the goals of equality and justice.

Warmest Regards,

Shari & Toni

 

Our Team


Our Mission is to Deliver to Each and Every One of Our Clients a Financial Plan That Leaves Them Feeling Empowered and Financially Independent

Shari Reffsin

Shari Reffsin

CFP®, CDFA™, CLTC
Founder

Toni James

Toni James

Financial Planning Assistant