Many people found their current advisor through a referral, and the majority of investors are more likely to make a referral when they "highly trust" their advisor.

Source: Vanguard. "The Evolution of Vanguard Advisor's Alpha: From Portfolios to People" study, January 2019.

"Many financial advisors are too focused on their compensation which often results in fees as priority one and investments benefitting the client as priority two.
Working with Reffsin Financial is like working with a friend. Who else can you find that treats your money like it is their own”?

This statement was provided on 04/26/23 by B. Lurie who is a client. This statement may not be representative of the experience of others and is not a guarantee of future performance or success. For additional reviews, search us wherever local businesses are reviewed.

We congratulate Lorianne Riva on becoming a CERTIFIED FINANCIAL PLANNER® professional and as of January, has become an Advisor.
Toni James was promoted to Financial Planning Assistant, and recently passed the SIE exam, a prerequisite for the Series 7 and 66 licensing exams.
These moves will strengthen our capabilities and provide even better service to all our clients.

How We Work
We charge a flat fee for the initial financial plan.
Once engaged, we work on a blended fee schedule
based on assets under management.

We invite you to join us for a free consultation.

Schedule A Consultation
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Shari Reffsin, CFP®, CDFA™, CLTC


A note from our founder

Life happens while you’re planning your future. Some events are expected others not. Either way we all eventually must step up and prepare ourselves for the milestones, opportunities and transitions that impact our lives.

I created Reffsin Financial to be as personal and empathetic as a boutique firm with the deep resources of Commonwealth Financial Network®, a privately held independent, financial services organization.

Our mission is to inspire and connect with people who want to improve their financial situation, empowering them to put their best financial selves forward every day by giving them the knowledge and confidence to get there. My goal is to help each of my clients achieve financial independence.

I look forward to hearing from you.


Our Team

Our Mission is to Deliver to Each and Every One of Our Clients a Financial Plan That Leaves Them Feeling Empowered and Financially Independent

Shari Reffsin


Lorianne Rivas

Financial Advisor

Toni James

Financial Planning Assistant