Our Process

Our Process

We will help you formalize and prioritize your goals, evaluate your entire financial picture, and develop options resulting in a customized financial plan. We will then build a customized and diversified portfolio, which may consist of stocks, annuities, or other investment vehicles, emphasizing risk management and diversification.



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Building Relationships

  • We build trusted relationships. Our passion comes from guiding people through the complex challenges of financial decision-making.  
  • We offer the personalized attention of a small, caring practice with the full range of services and resources provided through our affiliation with Commonwealth Financial Network®.



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Fees & Compensation

  • We believe in full transparency. We charge a flat fee for the initial financial plan, which includes an assessment of your current situation and recommendations based on your goals.
  • Once engaged, we work on a blended fee schedule based on assets under management. This fee includes implementation, portfolio management, and client service.



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  • We explain in great detail what we are recommending and why. Our goal is to make sure we answer all of your questions and that each element of the plan will help achieve your objectives.




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Monitoring Your Plan 

  • Our process is enhanced by frequent financial reviews designed to help you stay on track, make adjustments, and address any transitions along the way.  As a client, you will also have real-time, online access to a detailed summary of your complete financial picture.