Toni James joined Reffsin Financial as an Administrative Assistant in February 2022. She has a B.A. in Business Administration from Towson University with a focus on financial planning and accounting. At Towson, she was a member and VP of Women in Finance Group and worked as a financial planning intern at Securian Capital of the Chesapeake. After graduation, she began her career in the insurance industry and is licensed in New Jersey Life, Accident and Health insurance. Her goal is to focus on client service and expanding her knowledge of financial planning.